/* PTBN-HOME-R05: isolated FAQ, support, footer and desktop contact rail.
   Only active for body.ptbn-home-r05-enabled. Other site pages stay unchanged. */
body.ptbn-home-r05-enabled{--ptbn-r05-green:var(--xgh-primary,#0a956a);--ptbn-r05-heading:var(--xgh-heading,#12344d);--ptbn-r05-muted:var(--xgh-muted,#637b89);--ptbn-r05-card:var(--xgh-card,#fff);--ptbn-r05-stroke:var(--xgh-line,#d9eae1)}
body.ptbn-home-r05-enabled .xg-home-pro-v10 .xgp-content-pro{padding-top:48px!important;padding-bottom:58px!important;background:linear-gradient(180deg,#fff 0%,#fafffc 100%)!important}
body.ptbn-home-r05-enabled .xg-home-pro-v10 .xgp-content-columns--pro{display:grid!important;grid-template-columns:minmax(0,1fr)!important;gap:20px!important;align-items:stretch!important;min-width:0!important}
body.ptbn-home-r05-enabled .xg-home-pro-v10 .xgp-content-columns--pro>.xgp-news-pro{grid-column:1/-1!important;width:100%!important}
body.ptbn-home-r05-enabled .ptbn-r05-panel{grid-column:1/-1!important;display:grid!important;grid-template-columns:minmax(0,1.03fr) minmax(0,.97fr)!important;gap:20px!important;align-items:stretch!important;min-width:0!important}
body.ptbn-home-r05-enabled .ptbn-r05-panel>section,
body.ptbn-home-r05-enabled .ptbn-r05-panel>aside{min-width:0!important;border:1px solid var(--ptbn-r05-stroke)!important;border-radius:20px!important;box-sizing:border-box!important;box-shadow:0 14px 36px rgba(16,83,64,.06)!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq{padding:26px 26px 28px!important;background:var(--ptbn-r05-card)!important}
body.ptbn-home-r05-enabled .ptbn-r05-eyebrow{display:inline-flex!important;align-items:center!important;gap:8px!important;padding:7px 12px!important;border-radius:999px!important;background:#e6f8f0!important;color:#06734f!important;text-transform:uppercase!important;font-size:10px!important;font-weight:800!important;letter-spacing:.055em!important;line-height:1.25!important}
body.ptbn-home-r05-enabled .ptbn-r05-eyebrow span{font-size:13px!important;color:#078563!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq h2,
body.ptbn-home-r05-enabled .ptbn-r05-support h2{margin:13px 0 7px!important;font-size:clamp(24px,2.1vw,31px)!important;line-height:1.17!important;letter-spacing:-.027em!important;font-weight:850!important;color:var(--ptbn-r05-heading)!important}
body.ptbn-home-r05-enabled .ptbn-r05-intro,
body.ptbn-home-r05-enabled .ptbn-r05-support-copy>p{margin:0!important;font-size:13.5px!important;line-height:1.65!important;color:var(--ptbn-r05-muted)!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq-items{display:grid!important;gap:9px!important;margin-top:20px!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq-item{border:1px solid #e2ede7!important;border-radius:12px!important;background:#fbfefd!important;overflow:hidden!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq-item summary{display:flex!important;align-items:center!important;justify-content:space-between!important;gap:14px!important;min-height:43px!important;margin:0!important;padding:11px 12px 11px 15px!important;list-style:none!important;cursor:pointer!important;color:var(--ptbn-r05-heading)!important;font-size:13px!important;line-height:1.46!important;font-weight:700!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq-item summary::-webkit-details-marker{display:none!important}
body.ptbn-home-r05-enabled .ptbn-r05-faq-plus{display:grid!important;place-items:center!important;flex:0 0 25px!important;width:25px!important;height:25px!important;border-radius:8px!important;background:#e6f6f0!important;color:#068a65!important;font-size:18px!important;line-height:1!important;font-weight:650!important;transition:transform .2s ease}
body.ptbn-home-r05-enabled .ptbn-r05-faq-item[open] .ptbn-r05-faq-plus{transform:rotate(45deg)}
body.ptbn-home-r05-enabled .ptbn-r05-answer{padding:0 16px 15px!important;color:#496773!important;line-height:1.67!important;font-size:12.5px!important}
body.ptbn-home-r05-enabled .ptbn-r05-support{position:relative!important;isolation:isolate!important;display:flex!important;align-items:center!important;padding:30px 24px!important;min-height:460px!important;background:linear-gradient(137deg,#f0fff7 0%,#dff5ea 57%,#d0efe1 100%)!important;overflow:hidden!important}
body.ptbn-home-r05-enabled .ptbn-r05-support:before{content:"";position:absolute;z-index:-1;inset:auto -90px -135px auto;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(92,203,150,.28),rgba(92,203,150,0) 70%)}
body.ptbn-home-r05-enabled .ptbn-r05-support-copy{position:relative;z-index:2;flex:1 1 62%;min-width:0;max-width:63%}
body.ptbn-home-r05-enabled .ptbn-r05-support-copy>p{color:#466b5f!important}
body.ptbn-home-r05-enabled .ptbn-r05-support-actions{display:grid!important;gap:9px!important;margin-top:22px!important;max-width:295px!important}
body.ptbn-home-r05-enabled .ptbn-r05-support-actions a{display:flex!important;align-items:center!important;justify-content:center!important;min-height:43px!important;padding:9px 12px!important;border:1px solid #c7e5d5!important;border-radius:11px!important;background:rgba(255,255,255,.91)!important;color:#076a51!important;text-align:center!important;text-decoration:none!important;line-height:1.35!important;font-size:12.5px!important;font-weight:750!important;box-sizing:border-box!important}
body.ptbn-home-r05-enabled .ptbn-r05-support-actions a:hover{transform:translateY(-1px)!important}
body.ptbn-home-r05-enabled .ptbn-r05-support-actions a.ptbn-r05-call{color:#fff!important;background:var(--ptbn-r05-green)!important;border-color:transparent!important;font-weight:850!important}
body.ptbn-home-r05-enabled .ptbn-r05-secondary-actions{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:9px!important}
body.ptbn-home-r05-enabled .ptbn-r05-agent{position:absolute!important;right:-10px!important;bottom:-3px!important;width:46%!important;max-width:222px!important;height:275px!important;display:flex!important;justify-content:center!important;align-items:flex-end!important;pointer-events:none!important}
body.ptbn-home-r05-enabled .ptbn-r05-agent-halo{position:absolute;bottom:15px;left:0;right:0;aspect-ratio:1;border-radius:50%;background:rgba(69,185,129,.16);box-shadow:0 0 0 24px rgba(69,185,129,.08)}
body.ptbn-home-r05-enabled .ptbn-r05-agent svg{width:100%!important;height:100%!important;max-width:200px!important;max-height:235px!important;flex:0 0 auto!important;position:relative!important;z-index:1!important}
body.ptbn-home-r05-enabled .ptbn-r05-agent-bubble{position:absolute;z-index:2;top:4px;right:4px;max-width:95px;padding:7px 10px;border-radius:999px;background:#fff;color:#067d59;font-size:10.5px;font-weight:750;box-shadow:0 8px 18px rgba(0,60,40,.08)}
/* Footer: Home only; contrast is computed in layout (no database changes). */
body.ptbn-home-r05-enabled .ptbn-r05-footer{position:relative;isolation:isolate;overflow:hidden;background:var(--ptbn-r05-footer-bg,var(--xgh-footer,#075840))!important;color:var(--ptbn-r05-footer-fg,#fff)!important}
body.ptbn-home-r05-enabled .ptbn-r05-footer:before{content:"";position:absolute;z-index:-1;left:-5%;bottom:-26px;width:110%;height:60%;opacity:.13;background:#000;clip-path:polygon(0% 60%,9% 45%,18% 65%,27% 32%,40% 62%,53% 29%,64% 57%,74% 37%,86% 61%,97% 26%,100% 45%,100% 100%,0 100%)}
body.ptbn-home-r05-enabled .ptbn-r05-footer-inner{position:relative;z-index:1;max-width:1280px;width:calc(100% - 40px);margin:0 auto;padding:55px 0 20px}
body.ptbn-home-r05-enabled .ptbn-r05-footer-grid{display:grid;grid-template-columns:1.2fr .95fr .8fr 1fr;gap:44px;align-items:start}
body.ptbn-home-r05-enabled .ptbn-r05-footer a,
body.ptbn-home-r05-enabled .ptbn-r05-footer p,
body.ptbn-home-r05-enabled .ptbn-r05-footer h3{color:var(--ptbn-r05-footer-fg,#fff)!important;text-decoration:none!important}
body.ptbn-home-r05-enabled .ptbn-r05-footer a:focus-visible{outline:2px solid currentColor;outline-offset:3px}
body.ptbn-home-r05-enabled .ptbn-r05-footer h3{margin:0 0 19px;font-size:16px;line-height:1.35;font-weight:850}
body.ptbn-home-r05-enabled .ptbn-r05-footer-logo{display:flex;align-items:center;gap:10px;margin:0 0 11px;font-weight:850!important;font-size:21px!important;line-height:1.3!important}
body.ptbn-home-r05-enabled .ptbn-r05-footer-logo span{display:grid;place-items:center;min-width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.16);font-size:19px}
body.ptbn-home-r05-enabled .ptbn-r05-footer-brand>p,
body.ptbn-home-r05-enabled .ptbn-r05-footer-contact>p{margin:0 0 15px!important;opacity:.87;max-width:270px;font-size:13px;line-height:1.73}
body.ptbn-home-r05-enabled .ptbn-r05-footer-group nav{display:grid;gap:12px}
body.ptbn-home-r05-enabled .ptbn-r05-footer-group nav a{display:block!important;font-size:13px!important;line-height:1.5!important;opacity:.91!important;overflow-wrap:anywhere}
body.ptbn-home-r05-enabled .ptbn-r05-footer-group nav a:before{content:"›";font-size:17px;margin-right:8px;opacity:.78}
body.ptbn-home-r05-enabled .ptbn-r05-footer-group nav a:hover{text-decoration:underline!important;opacity:1!important}
body.ptbn-home-r05-enabled .ptbn-r05-footer-contact>p{margin-top:16px!important}
body.ptbn-home-r05-enabled .ptbn-r05-footer-social{display:flex;align-items:center;gap:9px}
body.ptbn-home-r05-enabled .ptbn-r05-footer-social>a{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.18);font-weight:850;font-size:15px}
body.ptbn-home-r05-enabled .ptbn-r05-footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;border-top:1px solid rgba(255,255,255,.22);margin-top:40px;padding-top:18px;font-size:12px;line-height:1.5;opacity:.9}
/* PC only: one concise dock rather than 12-15 contact buttons; mobile P77 stays intact. */
@media(min-width:768px){
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail{position:fixed!important;right:14px!important;top:50%!important;transform:translateY(-50%)!important;left:auto!important;bottom:auto!important;z-index:70!important;width:56px!important;max-height:calc(100vh - 140px)!important;overflow:visible!important;padding:9px 6px!important;border:1px solid #d4e9dd!important;border-radius:19px!important;background:rgba(255,255,255,.97)!important;box-shadow:0 14px 35px rgba(0,69,46,.13)!important}
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail>ul{display:flex!important;flex-direction:column!important;gap:9px!important;align-items:center!important;justify-content:flex-start!important;margin:0!important;padding:0!important;max-height:calc(100vh - 175px)!important;overflow-y:auto!important;scrollbar-width:thin!important}
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail>ul>li{position:relative!important;display:block!important;width:44px!important;min-height:44px!important;margin:0!important;padding:0!important;flex:0 0 auto!important}
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail .icon-wrap{display:flex!important;justify-content:center!important;align-items:center!important;width:38px!important;height:38px!important;border-radius:50%!important;overflow:hidden!important}
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail .txt{font-size:9px!important;line-height:1.2!important}
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail .phone-dropdown{right:calc(100% + 9px)!important;left:auto!important}
}
@media(max-width:1100px){body.ptbn-home-r05-enabled .ptbn-r05-footer-grid{gap:22px;grid-template-columns:1.05fr .95fr .85fr 1fr}}
@media(max-width:900px){
 body.ptbn-home-r05-enabled .ptbn-r05-panel{grid-template-columns:1fr!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support{min-height:350px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support-copy{max-width:65%!important}
 body.ptbn-home-r05-enabled .ptbn-r05-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
}
@media(max-width:767px){
 body.ptbn-home-r05-enabled .xg-home-pro-v10 .xgp-content-pro{padding:32px 0 38px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-panel{gap:14px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-faq{padding:20px 16px 22px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support{padding:26px 16px!important;min-height:360px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support-copy{max-width:65%!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support h2{font-size:24px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support-copy>p{font-size:12px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-agent{width:44%!important;right:-11px!important;height:240px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-agent svg{max-height:210px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-secondary-actions{grid-template-columns:1fr!important;gap:7px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-support-actions a{min-height:40px!important;font-size:11px!important}
 body.ptbn-home-r05-enabled .ptbn-r05-footer-inner{padding:35px 0 95px;width:calc(100% - 28px)}
 body.ptbn-home-r05-enabled .ptbn-r05-footer-grid{gap:26px 16px;grid-template-columns:repeat(2,minmax(0,1fr))}
 body.ptbn-home-r05-enabled .ptbn-r05-footer-brand{grid-column:1/-1}
 body.ptbn-home-r05-enabled .ptbn-r05-footer-contact{grid-column:1/-1}
 body.ptbn-home-r05-enabled .ptbn-r05-footer-bottom{flex-direction:column;align-items:flex-start;margin-top:27px;gap:7px}
 body.ptbn-home-r05-enabled .menupcmxh.ptbn-r05-contact-rail{display:none!important}
}
@media(max-width:370px){body.ptbn-home-r05-enabled .ptbn-r05-support-copy{max-width:70%!important}body.ptbn-home-r05-enabled .ptbn-r05-agent{width:41%!important}}
@media(prefers-reduced-motion:reduce){body.ptbn-home-r05-enabled .ptbn-r05-faq-plus{transition:none!important}}